Charitable Loan Agreements 

Unlocking Philanthropy,
Link Charity’s Charitable Loan Agreements

A Charitable Loan Agreement permits you to lend your money to Link Charity to use in its investments. In turn, Link Charity pays you an attractive rate of return, while the profits made on your funds will be donated to your favorite charities. In essence, this is a charitable GIC.

How Can Link Charity’s Charitable Loan Agreements Benefit You? 

• The principal is guaranteed.
• The interest rate is guaranteed.
• The loan can be revocable.
• The donor can select the charities.

Types Of Link Charity Charitable Loan Agreements Include

• Revocable & Variable – Your Loan is callable at any time. The current rate is 2.75%

• Irrevocable or Term – Currently we have three tranches:

• Fixed term maturing June 30, 2024, at 3.0%
• Fixed term maturing June 30, 2025 at 3.50%
• Fixed term maturing June 30, 2027, at 4.0%

All deposits are semi-annually or accrue semi-annually, in June and December.

Why Partner With Link Charity’s Financial Experts?

By establishing a Charitable Loan Agreement with Link Charity, you are providing funds to established charities while receiving an above-average return on your guaranteed investment. The rate of return is set quarterly by the Board of Directors and has historically been set higher than the standard GIC rates at chartered banks.